Real ChatGPT answer · index seedyGjQ80nhFyQcompleteFinance and banking · checking and savings accountsinformational

My social security check goes into my local credit union, but how does FDIC insurance actually protect my savings if something happens to them?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
My social security check goes into my local credit union, but how does FDIC insurance actually protect my savings if something happens to them?
2 real searches · 1 real-search pass
NCUA share insurance $250,000 federally insured credit unions how coverage works officialGoogle ↗
OBSERVEDReason
FDIC deposit insurance $250,000 per depositor per insured bank ownership category officialGoogle ↗
OBSERVEDDefinition

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason50%Definition50%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
NCUA share insurance $250,000 federally insured credit unions how coverage works official Google ↗
FDIC deposit insurance $250,000 per depositor per insured bank ownership category official Google ↗
  1. NCUA Credit Union Locator · mapping.ncua.gov
  2. Share Insurance Coverage · ncua.gov
  3. How Does Share Insurance Work? · mycreditunion.gov

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
NCUA share insurance $250,000 federally insured credit unions how coverage works official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
FDIC deposit insurance $250,000 per depositor per insured bank ownership category official
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1