How do insurance companies define total versus residual disability when calculating monthly payouts for business owners?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do insurance companies define total versus residual disability when calculating monthly payouts for business owners?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
individual disability insurance total disability residual disability business owner income loss definition own occupation insurer Google ↗
NAIC disability income insurance residual disability total disability definition business owner Google ↗
- Standards for Individual Disability Income Insurance Policies · insurancecompact.org
- D · insurancecompact.org
- Simplifying the Complications of Disability Insurance · content.naic.org
- If a Disability Were to Keep You From Earning a Living, How Would You Pay Your Bills? · content.naic.org
- Disability Income Glossary · ameritas.com
- Individual Disability Business Overhead Expense Insurance Policy Standards · insurancecompact.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
individual disability insurance total disability residual disability business owner income loss definition own occupation insurer OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
NAIC disability income insurance residual disability total disability definition business owner OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |