Real ChatGPT answer · index seedyEve5mxhIzEcompleteInsurance · life insuranceinformational

I quit smoking cigars two years ago, so will life insurance companies still charge me smoker rates at age 70

ChatGPTgpt-61 query11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I quit smoking cigars two years ago, so will life insurance companies still charge me smoker rates at age 70
1 real search · 1 real-search pass
life insurance former cigar smoker nonsmoker rates tobacco free 12 months underwriting age 70Google ↗
OBSERVEDYes / no

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparisonConsequenceReasonDefinitionInstructionYes / no100%

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
life insurance former cigar smoker nonsmoker rates tobacco free 12 months underwriting age 70 Google ↗
  1. Life Insurance for Smokers and Tobacco Users + Current Rates · nerdwallet.com
  2. Smoker/Non-Smoker Guidelines · docs.crumplifeinsurance.com
  3. Smoker/Non-Smoker Guidelines · usmarketingcorp.com

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
life insurance former cigar smoker nonsmoker rates tobacco free 12 months underwriting age 70
OBSERVED
Google ↗
AI Mode ↗
—Yes / no——1x
of 1