Real ChatGPT answer · index seedyEhdniwttSIcompleteFinance and banking · mortgagesbrand

What are the typical title insurance fees I should expect to see on my closing disclosure and are any of those costs negotiable in my state?

ChatGPTgpt-62 queries10/31/2026
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The searches the AI actually ran for this prompt.

SEED QUERY
What are the typical title insurance fees I should expect to see on my closing disclosure and are any of those costs negotiable in my state?
2 real searches · 1 real-search pass
Minnesota title insurance rates filed not negotiable title insurance premium Department Commerce title fees closing costsGoogle ↗
OBSERVEDYes / no
Minnesota title insurance closing disclosure owner's policy lender's policy title search closing fee negotiableGoogle ↗
OBSERVEDYes / no

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReasonDefinitionInstructionYes / no100%

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Minnesota title insurance rates filed not negotiable title insurance premium Department Commerce title fees closing costs Google ↗
Minnesota title insurance closing disclosure owner's policy lender's policy title search closing fee negotiable Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Minnesota title insurance rates filed not negotiable title insurance premium Department Commerce title fees closing costs
OBSERVED
Google ↗
AI Mode ↗
—Yes / no——1x
of 1
Minnesota title insurance closing disclosure owner's policy lender's policy title search closing fee negotiable
OBSERVED
Google ↗
AI Mode ↗
—Yes / no——1x
of 1