Real ChatGPT answer · index seedyBHrpf0AYmIcompleteLegal · bankruptcycomparison

What is the actual difference between Chapter 7 and Chapter 13 when trying to stop an urgent wage garnishment today?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is the actual difference between Chapter 7 and Chapter 13 when trying to stop an urgent wage garnishment today?
2 real searches · 1 real-search pass
U.S. Courts Chapter 7 bankruptcy automatic stay wage garnishment Chapter 13 differences officialGoogle ↗
OBSERVEDReason
11 USC 362 automatic stay wage garnishment exceptions repeat bankruptcy filing officialGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence50%Reason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
U.S. Courts Chapter 7 bankruptcy automatic stay wage garnishment Chapter 13 differences official Google ↗
11 USC 362 automatic stay wage garnishment exceptions repeat bankruptcy filing official Google ↗
  1. 11 U.S.C. § 362: Automatic stay · uscode.house.gov
  2. 11 U.S.C. § 362: Automatic stay · uscode.house.gov

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
U.S. Courts Chapter 7 bankruptcy automatic stay wage garnishment Chapter 13 differences official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
11 USC 362 automatic stay wage garnishment exceptions repeat bankruptcy filing official
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1