How does Guaranteed Rate calculate debt-to-income ratio for self-employed borrowers who filed extensions on their tax returns?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does Guaranteed Rate calculate debt-to-income ratio for self-employed borrowers who filed extensions on their tax returns?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Guaranteed Rate self-employed borrower tax return extension DTI income calculation guidelines Google ↗
Guaranteed Rate mortgage tax return extension self employed income documentation 4506-C Google ↗
- Allowable Age of Credit Documents and Federal Income Tax Returns · selling-guide.fanniemae.com
- Tax Return and Transcript Documentation Requirements · guide-selling.fanniemae.com
- guaranteedRate AFFINITY · dih4lvql8rjzt.cloudfront.net
- Self-employed 1099 home loan benefits & guidelines · rate.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Guaranteed Rate self-employed borrower tax return extension DTI income calculation guidelines OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Guaranteed Rate mortgage tax return extension self employed income documentation 4506-C OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |