How do I verify if my local credit union can beat the personal loan rates currently being offered by online lenders like SoFi?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I verify if my local credit union can beat the personal loan rates currently being offered by online lenders like SoFi?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
SoFi personal loan current APR rates 2026 official personal loans Google ↗
NCUA credit union personal loan compare APR loan shopping prequalification soft inquiry CFPB Google ↗
- SoFi Personal Loans · sofi.com
- Personal Loans - Apply Online, Same Day Funding · sofi.com
- Rates and Terms · sofi.com
- Average Personal Loan Interest Rates in June 2026 · bankrate.com
- Best Credit Unions for Personal Loans in 2026 · nerdwallet.com
- Best Credit Union Personal Loans in 2026 · lendingtree.com
- What kind of credit inquiry has no effect on my credit score? · consumerfinance.gov
- What is a credit inquiry? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
SoFi personal loan current APR rates 2026 official personal loans OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
NCUA credit union personal loan compare APR loan shopping prequalification soft inquiry CFPB OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |