How does utilization reporting timing affect my credit score if I carry a large balance across multiple cards but pay it off twice a month?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does utilization reporting timing affect my credit score if I carry a large balance across multiple cards but pay it off twice a month?
1 real search · 1 real-search pass
credit card utilization reported statement closing date balance credit bureaus FICO utilization individual aggregate balances paid off before statement closingGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
credit card utilization reported statement closing date balance credit bureaus FICO utilization individual aggregate balances paid off before statement closing Google ↗