How does Allstate handle the deductible waiver during a hit and run incident in California where I have uninsured motorist property damage coverage?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does Allstate handle the deductible waiver during a hit and run incident in California where I have uninsured motorist property damage coverage?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Allstate California uninsured motorist property damage hit and run deductible waiver physical contact $250 deductible Google ↗
California Insurance Code 11580.2 hit and run property damage physical contact deductible 250 uninsured motorist Google ↗
- California Insurance Code § 11580.2 (2025) :: 2025 California Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- Uninsured Motorist Coverage (UM/UIM) · allstate.com
- Automobile Insurance Text Version · insurance.ca.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Allstate California uninsured motorist property damage hit and run deductible waiver physical contact $250 deductible OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
California Insurance Code 11580.2 hit and run property damage physical contact deductible 250 uninsured motorist OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |