My offer was just accepted in Austin but my student loans are making the mortgage underwriting process super stressful today, how can I prove my debt-to-income ratio is still fine?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My offer was just accepted in Austin but my student loans are making the mortgage underwriting process super stressful today, how can I prove my debt-to-income ratio is still fine?
3 real searches · 1 real-search pass
Fannie Mae selling guide student loans monthly debt payment income-driven repayment 2026 mortgage DTI documentationGoogle ↗
OBSERVEDReason
Freddie Mac guide student loans monthly debt payment 0 payment deferred forbearance mortgage underwriting 2026Google ↗
OBSERVEDReason
CFPB debt-to-income ratio mortgage what lenders consider student loansGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae selling guide student loans monthly debt payment income-driven repayment 2026 mortgage DTI documentation Google ↗
Freddie Mac guide student loans monthly debt payment 0 payment deferred forbearance mortgage underwriting 2026 Google ↗
CFPB debt-to-income ratio mortgage what lenders consider student loans Google ↗
- Monthly Debt Obligations · selling-guide.fanniemae.com
- Debt-to-Income Ratios · selling-guide.fanniemae.com
- Debt-to-Income Ratios · guide-selling.fanniemae.com
- Freddie Mac Single-Family Seller/Servicer Guide PDF · guide.freddiemac.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae selling guide student loans monthly debt payment income-driven repayment 2026 mortgage DTI documentation OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Freddie Mac guide student loans monthly debt payment 0 payment deferred forbearance mortgage underwriting 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB debt-to-income ratio mortgage what lenders consider student loans OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |