Real ChatGPT answer · index seedy5yz6olxcqscompleteFinance and banking · checking and savings accountsinformational

Which banks do a soft credit pull instead of a hard inquiry when opening a new small business checking account?

ChatGPTgpt-63 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Which banks do a soft credit pull instead of a hard inquiry when opening a new small business checking account?
3 real searches · 1 real-search pass
small business checking account soft credit inquiry hard pull ChexSystems bank application policy 2026Google ↗
OBSERVED
Chase Bank of America Wells Fargo Capital One business checking credit inquiry hard pull soft pull personal creditGoogle ↗
OBSERVED
online business checking banks soft credit check no hard inquiry Mercury Bluevine Relay NovoGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
small business checking account soft credit inquiry hard pull ChexSystems bank application policy 2026 Google ↗
Chase Bank of America Wells Fargo Capital One business checking credit inquiry hard pull soft pull personal credit Google ↗
online business checking banks soft credit check no hard inquiry Mercury Bluevine Relay Novo Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
small business checking account soft credit inquiry hard pull ChexSystems bank application policy 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Chase Bank of America Wells Fargo Capital One business checking credit inquiry hard pull soft pull personal credit
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
online business checking banks soft credit check no hard inquiry Mercury Bluevine Relay Novo
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1