Real ChatGPT answer · index seedy46Ql0Vuf3gcompleteAutomotive · auto financing and leasingbrand

Are penfed credit union auto loan rates actually lower right now than what local dealerships in Austin are offering recent college grads on a used Camry?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are penfed credit union auto loan rates actually lower right now than what local dealerships in Austin are offering recent college grads on a used Camry?
2 real searches · 1 real-search pass
PenFed credit union used auto loan rates October 2026 APR terms officialGoogle ↗
OBSERVEDShort fact
Austin Texas Toyota dealership recent college graduate program used car Camry 2026 APR graduate incentiveGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short fact50%Other / navigationalComparisonConsequence50%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
PenFed credit union used auto loan rates October 2026 APR terms official Google ↗
Austin Texas Toyota dealership recent college graduate program used car Camry 2026 APR graduate incentive Google ↗
  1. PenFed Credit Union Auto Loan Rates · carrotrate.com
  2. Auto Loans New & Used Cars: Rates + Calculator · penfed.org
  3. Best Auto Loan Rates in October 2026 · lendingtree.com
  4. Toyota College Graduate Program · toyota.com
  5. College Graduate Rebate Program · review.prd.jsds.tms.aws.toyota.com
  6. College Rebate · autonationtoyotasouthaustin.com
  7. Dealership website · group1toyotanorthaustin.com
  8. Dealership website · roundrocktoyota.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
PenFed credit union used auto loan rates October 2026 APR terms official
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
Austin Texas Toyota dealership recent college graduate program used car Camry 2026 APR graduate incentive
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1