How do I determine if my current mortgage interest rate lock agreement protects me if the federal reserve announces a rate hike before I close?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I determine if my current mortgage interest rate lock agreement protects me if the federal reserve announces a rate hike before I close?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB mortgage rate lock agreement expiration date rate changes lock period Federal Reserve rate hike Google ↗
Fannie Mae mortgage rate lock lender borrower rate lock agreement changes loan terms Google ↗
- What's a lock-in or a rate lock on a mortgage? · consumerfinance.gov
- What is an interest rate lock for mortgages? · wellsfargo.com
- What do I do if the rate or fees are different on my Closing Disclosure than they were on my Loan Estimate? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB mortgage rate lock agreement expiration date rate changes lock period Federal Reserve rate hike OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Fannie Mae mortgage rate lock lender borrower rate lock agreement changes loan terms OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |