Real ChatGPT answer · index seedy0CltrQutHMcompleteInsurance · life insurancecommercial

Are high risk hobbies like scuba diving going to cause my life insurance application to be outright denied by major providers?

ChatGPTgpt-63 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are high risk hobbies like scuba diving going to cause my life insurance application to be outright denied by major providers?
3 real searches · 1 real-search pass
life insurance scuba diving underwriting guidelines flat extra charge exclusions major insurersGoogle ↗
OBSERVEDComparison
life insurance hazardous hobbies scuba diving underwriting recreational technical cave diving insurer guidelinesGoogle ↗
OBSERVEDReason
NAIC life insurance application hazardous hobbies disclosure underwriting consumerGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparison33%Consequence33%Reason33%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
life insurance scuba diving underwriting guidelines flat extra charge exclusions major insurers Google ↗
life insurance hazardous hobbies scuba diving underwriting recreational technical cave diving insurer guidelines Google ↗
NAIC life insurance application hazardous hobbies disclosure underwriting consumer Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
life insurance scuba diving underwriting guidelines flat extra charge exclusions major insurers
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
life insurance hazardous hobbies scuba diving underwriting recreational technical cave diving insurer guidelines
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
NAIC life insurance application hazardous hobbies disclosure underwriting consumer
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1