Are there any hidden exclusions in cheap home insurance policies regarding detached structures like a shed or detached garage that I should know about before signing a new contract?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are there any hidden exclusions in cheap home insurance policies regarding detached structures like a shed or detached garage that I should know about before signing a new contract?
2 real searches · 1 real-search pass
homeowners insurance Coverage B other structures detached garage shed exclusions limits vacancy business use maintenance official insurer consumer guidance New YorkGoogle ↗
OBSERVEDReason
New York homeowners insurance detached structures other structures coverage exclusions sheds garages Department of Financial ServicesGoogle ↗
OBSERVEDDefinition
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
homeowners insurance Coverage B other structures detached garage shed exclusions limits vacancy business use maintenance official insurer consumer guidance New York Google ↗
New York homeowners insurance detached structures other structures coverage exclusions sheds garages Department of Financial Services Google ↗
- Consumer Homeowners · content.naic.org
- Insurance Topics | Homeowners Insurance · content.naic.org
- Residential Insurance: Homeowners and Renters · insurance.ca.gov
- Home insurance: What structures are covered? · tdi.texas.gov
- Homeowners Insurance: Basic Coverage and Adding Coverage · dfs.ny.gov
- NYSDFS: Homeowners and Tenants Insurance Guide · dfs.ny.gov
- Homeowners Insurance Policy Endorsements | Full Coverage | Office of the Insurance Consumer Advocate · myfloridacfo.com
- What is covered by Coverage B (Other Structures)? · securesupport.citizensfla.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
homeowners insurance Coverage B other structures detached garage shed exclusions limits vacancy business use maintenance official insurer consumer guidance New York OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
New York homeowners insurance detached structures other structures coverage exclusions sheds garages Department of Financial Services OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |