Real ChatGPT answer · index seedxyj5hEcVsKkcompleteFinance and banking · checking and savings accountscommercial

Could you provide a comparison of early termination penalties for checking account promotional bonuses among the top five US commercial banks?

ChatGPTgpt-61 query10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Could you provide a comparison of early termination penalties for checking account promotional bonuses among the top five US commercial banks?
1 real search · 1 real-search pass
2026 checking account promotional bonus terms early account closure clawback JPMorgan Chase Bank of America Wells Fargo Citibank U.S. Bank official offer termsGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparison100%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
2026 checking account promotional bonus terms early account closure clawback JPMorgan Chase Bank of America Wells Fargo Citibank U.S. Bank official offer terms Google ↗
  1. Federal Reserve Board · federalreserve.gov
  2. These Are The 20 Largest Banks In The US · bankrate.com

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 checking account promotional bonus terms early account closure clawback JPMorgan Chase Bank of America Wells Fargo Citibank U.S. Bank official offer terms
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1