How do San Antonio lenders calculate debt-to-income ratios when I apply to refinance my car loan after owning it for one year?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do San Antonio lenders calculate debt-to-income ratios when I apply to refinance my car loan after owning it for one year?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
San Antonio Texas auto loan refinance debt to income ratio lender requirements credit union Google ↗
CFPB debt-to-income ratio monthly debt gross income auto loan refinancing Google ↗
- Refinance Your Car Loan · cutx.org
- How to Refinance Your Car Loan · cutx.org
- What Are the Requirements to Refinance a Car Loan? · nerdwallet.com
- Debt-to-Income Ratio for Car Loans: What You Need to Know · lendingtree.com
- What is a debt-to-income ratio? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
San Antonio Texas auto loan refinance debt to income ratio lender requirements credit union OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
CFPB debt-to-income ratio monthly debt gross income auto loan refinancing OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |