Walk me through how lenders calculate the debt-to-income ratio for a small business owner trying to get pre-approved for a conventional mortgage.
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Walk me through how lenders calculate the debt-to-income ratio for a small business owner trying to get pre-approved for a conventional mortgage.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae Selling Guide self-employed income calculation Schedule C add backs depreciation business use of home 2026 Google ↗
Fannie Mae Selling Guide debt-to-income ratio maximum 36 45 50 percent conventional mortgage Google ↗
- Underwriting Factors and Documentation for a Self-Employed Borrower · selling-guide.fanniemae.com
- Fannie Mae Selling Guide March 4, 2026 · singlefamily.fanniemae.com
- Debt-to-Income Ratios · guide-selling.fanniemae.com
- Selling Guide_4.22.2026 · singlefamily.fanniemae.com
- Underwriting Factors and Documentation for a Self-Employed Borrower · guide-selling.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae Selling Guide self-employed income calculation Schedule C add backs depreciation business use of home 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae Selling Guide debt-to-income ratio maximum 36 45 50 percent conventional mortgage OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |