We got hit with a huge premium hike on our homeowners insurance after a minor roof claim, and I am looking for the best insurance companies in Ohio that do not penalize families heavily for one claim.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
We got hit with a huge premium hike on our homeowners insurance after a minor roof claim, and I am looking for the best insurance companies in Ohio that do not penalize families heavily for one claim.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Ohio homeowners insurance companies one claim surcharge roof claim underwriting claim forgiveness homeowners policy Google ↗
Ohio Department of Insurance homeowners insurance claims CLUE report roof claim premium increase shopping coverage Google ↗
- Home claims forgiveness · amica.com
- Home claims forgiveness · amica.com
- The Best Homeowners Insurance in Ohio in 2026 · nerdwallet.com
- Cincinnati Insurance website · cinfin.com
- Best Homeowners Insurance in Ohio for 2026 · bankrate.com
- Auto-Owners website · auto-owners.com
- Erie Insurance website · erieinsurance.com
- Westfield Insurance website · westfieldinsurance.com
- Nationwide website · nationwide.com
- Homeowners Insurance Guide · insurance.ohio.gov
- Roof Insurance · insurance.ohio.gov
- Request your LexisNexis consumer disclosure · consumer.risk.lexisnexis.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Ohio homeowners insurance companies one claim surcharge roof claim underwriting claim forgiveness homeowners policy OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Ohio Department of Insurance homeowners insurance claims CLUE report roof claim premium increase shopping coverage OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |