What are the main differences between opting into my employer sponsored health plans versus buying a separate policy through the state marketplace for our family of four?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the main differences between opting into my employer sponsored health plans versus buying a separate policy through the state marketplace for our family of four?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
2026 ACA employer sponsored coverage affordability family members marketplace premium tax credit family glitch IRS HealthCare.gov Google ↗
Delaware health insurance marketplace 2026 HealthCare.gov employer coverage premium tax credits Google ↗
- Affordable coverage - Glossary · healthcare.gov
- What are an employee’s options if their employer-sponsored coverage (ESC) offer is affordable for them, but is not affordable for their family members? · agentbrokerfaq.cms.gov
- Publication 974 (2025), Premium Tax Credit (PTC) · irs.gov
- My employer offers health benefits to me and my family. The company pays the entire cost of my coverage but contributes nothing toward the cost of covering my family. We can’t afford to enroll my spouse and kids. Can they get coverage and subsidies in the Marketplace instead? · kff.org
- Premium Tax Credit (PTC) overview · irs.gov
- Questions and answers on the Premium Tax Credit · irs.gov
- Affordable Care Act - Delaware Department of Insurance · insurance.delaware.gov
- Open Enrollment on Delaware’s Health Insurance Marketplace Underway · news.delaware.gov
- Limited Benefit Health Plan Information - Delaware Department of Insurance · insurance.delaware.gov
- HealthCare.gov · healthcare.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 ACA employer sponsored coverage affordability family members marketplace premium tax credit family glitch IRS HealthCare.gov OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Delaware health insurance marketplace 2026 HealthCare.gov employer coverage premium tax credits OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |