How do out of pocket maximums and deductibles interact under a standard family health insurance plan when a new baby arrives?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do out of pocket maximums and deductibles interact under a standard family health insurance plan when a new baby arrives?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
US family health insurance embedded aggregate deductible individual out of pocket maximum newborn birth coverage deductible official Google ↗
Healthcare.gov adding newborn to health insurance after birth special enrollment effective date Google ↗
- Family Health Insurance Deductibles · www-cigna-com.extwideip.cigna.com
- What's a deductible? · uhc.com
- Summary of Benefits and Coverage Instruction Guide for Individual Health Insurance Coverage · cms.gov
- Out-of-pocket maximum/limit - Glossary · healthcare.gov
- HOW-TO-USE-YOUR-HEALTH-PLAN-4-Cost-Sharing · insurance.maryland.gov
- Protections for Newborns, Adopted Children, and New Parents...The Newborns' and Mothers' Health Protection Act of 1996 · dol.gov
- Health Coverage Options for Pregnant or Soon to Be Pregnant Women · healthcare.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
US family health insurance embedded aggregate deductible individual out of pocket maximum newborn birth coverage deductible official OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
Healthcare.gov adding newborn to health insurance after birth special enrollment effective date OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |