Real ChatGPT answer · index seedxudiyzxsFcocompleteFinance and banking · checking and savings accountscommercial

How does the current Discover online savings interest rate compare to traditional brick and mortar banks like Wells Fargo for someone trying to protect their retirement nest egg?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does the current Discover online savings interest rate compare to traditional brick and mortar banks like Wells Fargo for someone trying to protect their retirement nest egg?
3 real searches · 1 real-search pass
Discover Bank online savings account current APY October 2026 official rateGoogle ↗
OBSERVEDShort fact
Wells Fargo Way2Save savings account interest rate APY October 2026 officialGoogle ↗
OBSERVEDOther / navigational
FDIC deposit insurance standard maximum deposit insurance 250000 officialGoogle ↗
OBSERVEDDefinition

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short fact33%Other / navigational33%ComparisonConsequenceReasonDefinition33%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Discover Bank online savings account current APY October 2026 official rate Google ↗
Wells Fargo Way2Save savings account interest rate APY October 2026 official Google ↗
FDIC deposit insurance standard maximum deposit insurance 250000 official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Discover Bank online savings account current APY October 2026 official rate
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
Wells Fargo Way2Save savings account interest rate APY October 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
FDIC deposit insurance standard maximum deposit insurance 250000 official
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1