How do lenders calculate business income when applying for a jumbo mortgage after taking significant Section 179 deductions on my last two tax returns?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do lenders calculate business income when applying for a jumbo mortgage after taking significant Section 179 deductions on my last two tax returns?
3 real searches · 1 real-search pass
jumbo mortgage self employed income calculation Section 179 depreciation add back underwriting guidelines lenderGoogle ↗
OBSERVEDReason
Fannie Mae selling guide depreciation add back self employed income Section 179Google ↗
OBSERVEDConsequence
jumbo mortgage bank statement full documentation self employed income Section 179 addbackGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
jumbo mortgage self employed income calculation Section 179 depreciation add back underwriting guidelines lender Google ↗
Fannie Mae selling guide depreciation add back self employed income Section 179 Google ↗
jumbo mortgage bank statement full documentation self employed income Section 179 addback Google ↗
- Selling Guide_4.22.2026 · singlefamily.fanniemae.com
- Underwriting Factors and Documentation for a Self-Employed Borrower · guide-selling.fanniemae.com
- Underwriting Factors and Documentation for a Self-Employed Borrower · selling-guide.fanniemae.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
jumbo mortgage self employed income calculation Section 179 depreciation add back underwriting guidelines lender OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Fannie Mae selling guide depreciation add back self employed income Section 179 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
jumbo mortgage bank statement full documentation self employed income Section 179 addback OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |