Real ChatGPT answer · index seedxrxL450v8IwcompleteFinance and banking · credit scores and repairinformational
How does closing my second-oldest credit card impact my debt-to-income ratio versus my credit utilization when I am trying to buy a house next month?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does closing my second-oldest credit card impact my debt-to-income ratio versus my credit utilization when I am trying to buy a house next month?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae mortgage debt-to-income ratio credit card minimum payment closed credit card revolving balance credit utilization mortgage credit score Google ↗
Experian closing credit card impact credit utilization credit history mortgage application Google ↗
- Does Paying Off a Credit Card Lower Your Score? · experian.com
- How Closing Accounts Can Affect Credit Scores · transunion.com
- How Is Your Credit Score Calculated? · experian.com
- How Credit Cards Can Affect Your Credit Score · experian.com
- Debts Paid Off At or Prior to Closing · guide-selling.fanniemae.com
- Debt-to-Income Ratios · guide-selling.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae mortgage debt-to-income ratio credit card minimum payment closed credit card revolving balance credit utilization mortgage credit score OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Experian closing credit card impact credit utilization credit history mortgage application OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |