What factors influence the deductible amounts on Anthem Blue Cross small group plans and can we negotiate lower rates based on employee wellness programs?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What factors influence the deductible amounts on Anthem Blue Cross small group plans and can we negotiate lower rates based on employee wellness programs?
2 real searches · 1 real-search pass
Anthem Blue Cross small group health insurance rating factors deductibles wellness program discounts ACA small employer officialGoogle ↗
OBSERVEDComparison
ACA small group market rating rules wellness program premium discounts employer group health plan 30 percent 50 percent official CMS DOLGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Anthem Blue Cross small group health insurance rating factors deductibles wellness program discounts ACA small employer official Google ↗
ACA small group market rating rules wellness program premium discounts employer group health plan 30 percent 50 percent official CMS DOL Google ↗
- Small employer health insurance guide · tdi.texas.gov
- Market Rating Reforms · cms.gov
- Q2: Do the rating rules of section 2701 of the PHS Act prevent an issuer from offering premium discounts, rebates or other incentives for wellness programs other than those designed to prevent or reduce tobacco use? · edit.cms.gov
- FAQs about Affordable Care Act Implementation (Part XXV) · dol.gov
- FAQs about Affordable Care Act and Health Insurance Portability and Accountability Act Implementation Part 74 · dol.gov
- Health Insurance Portability and Accountability Act (HIPAA) Portability Of Health Coverage And Nondiscrimination Requirements FAQs · dol.gov
- Understanding Small Business Health Insurance Costs · anthem.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Anthem Blue Cross small group health insurance rating factors deductibles wellness program discounts ACA small employer official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
ACA small group market rating rules wellness program premium discounts employer group health plan 30 percent 50 percent official CMS DOL OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |