Real ChatGPT answer · index seedxqjUQWaMxMAcompleteFinance and banking · mortgageslocal

Are wells fargo mortgage refinancing fees negotiable right now, and what kind of discounts can I get as an existing checking account holder in South Philadelphia?

ChatGPTgpt-63 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are wells fargo mortgage refinancing fees negotiable right now, and what kind of discounts can I get as an existing checking account holder in South Philadelphia?
3 real searches · 1 real-search pass
Wells Fargo mortgage refinance fees relationship discounts existing checking account customer 2026 officialGoogle ↗
OBSERVEDYes / no
Wells Fargo mortgage closing costs origination fee rate discount existing customer checking account 2026Google ↗
OBSERVEDConsequence
Pennsylvania mortgage refinance recording tax fees Philadelphia refinance mortgage 2026Google ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparison33%Consequence33%ReasonDefinitionInstructionYes / no33%

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Wells Fargo mortgage refinance fees relationship discounts existing checking account customer 2026 official Google ↗
Wells Fargo mortgage closing costs origination fee rate discount existing customer checking account 2026 Google ↗
Pennsylvania mortgage refinance recording tax fees Philadelphia refinance mortgage 2026 Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Wells Fargo mortgage refinance fees relationship discounts existing checking account customer 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Yes / no——1x
of 1
Wells Fargo mortgage closing costs origination fee rate discount existing customer checking account 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Pennsylvania mortgage refinance recording tax fees Philadelphia refinance mortgage 2026
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1