Real ChatGPT answer · index seedxpkPlGF8xpUcompleteFinance and banking · retirement accountscomparison

Compare the SoFi automated investing retirement portfolio risk levels against a standard three fund Vanguard portfolio for someone retiring in five years.

ChatGPTgpt-63 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Compare the SoFi automated investing retirement portfolio risk levels against a standard three fund Vanguard portfolio for someone retiring in five years.
3 real searches · 1 real-search pass
SoFi automated investing portfolio risk levels allocation 2026 retirement portfolioGoogle ↗
OBSERVEDReason
SoFi automated investing retirement portfolio risk levels allocation conservative moderate aggressive stocks bonds officialGoogle ↗
OBSERVEDReason
Vanguard three-fund portfolio asset allocation retirement five years stock bond risk officialGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
SoFi automated investing portfolio risk levels allocation 2026 retirement portfolio Google ↗
SoFi automated investing retirement portfolio risk levels allocation conservative moderate aggressive stocks bonds official Google ↗
Vanguard three-fund portfolio asset allocation retirement five years stock bond risk official Google ↗
  1. d32ijn7u0aqfv4.cloudfront.net · d32ijn7u0aqfv4.cloudfront.net
  2. SoFi Wealth CRS 24.11.12 (final w. Exhibit A) · reports.adviserinfo.sec.gov
  3. Retirement Funds - How to Invest for Retirement · investor.vanguard.com
  4. Vanguard · personal.vanguard.com

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
SoFi automated investing portfolio risk levels allocation 2026 retirement portfolio
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
SoFi automated investing retirement portfolio risk levels allocation conservative moderate aggressive stocks bonds official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Vanguard three-fund portfolio asset allocation retirement five years stock bond risk official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1