How accurate are the interest rates and down payment estimates currently showing up on the Realtor.com mortgage calculator for first time buyers?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How accurate are the interest rates and down payment estimates currently showing up on the Realtor.com mortgage calculator for first time buyers?
3 real searches · 1 real-search pass
Realtor.com mortgage calculator interest rate assumptions down payment default methodology 2026Google ↗
OBSERVEDOther / navigational
Freddie Mac PMMS 30 year fixed mortgage rate October 2026 latestGoogle ↗
OBSERVEDOther / navigational
first time home buyer minimum down payment FHA conventional 3 percent official CFPB HUD Fannie MaeGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Realtor.com mortgage calculator interest rate assumptions down payment default methodology 2026 Google ↗
Freddie Mac PMMS 30 year fixed mortgage rate October 2026 latest Google ↗
first time home buyer minimum down payment FHA conventional 3 percent official CFPB HUD Fannie Mae Google ↗
- Mortgage Center – Calculators, Mortgage & Interest Rates, Refinancing · realtor.com
- realtor.com · realtor.com
- Mortgage Market Survey Archive · freddiemac.com
- Mortgage Calculator – Estimate Monthly Mortgage Payments · realtor.com
- FHA loans · consumerfinance.gov
- TSAHC homebuyer programs · tsahc.org
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Realtor.com mortgage calculator interest rate assumptions down payment default methodology 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Freddie Mac PMMS 30 year fixed mortgage rate October 2026 latest OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
first time home buyer minimum down payment FHA conventional 3 percent official CFPB HUD Fannie Mae OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |