Real ChatGPT answer · index seedxmmySXZuIpwcompleteInsurance · life insuranceinformational

Are there any changes to the IRS section 7702 guidelines this year that affect the cash accumulation pacing test inside my private placement life insurance structure?

ChatGPTgpt-63 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are there any changes to the IRS section 7702 guidelines this year that affect the cash accumulation pacing test inside my private placement life insurance structure?
3 real searches · 1 real-search pass
2026 changes Internal Revenue Code section 7702 life insurance cash value accumulation test IRS guidance 2026Google ↗
OBSERVEDConsequence
IRC section 7702 2026 amendments cash value accumulation test guideline premium test PPLIGoogle ↗
OBSERVEDReason
IRS section 7702 interest rate adjustments 2026 life insurance applicable federal rate 7702Google ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequence67%Reason33%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
2026 changes Internal Revenue Code section 7702 life insurance cash value accumulation test IRS guidance 2026 Google ↗
IRC section 7702 2026 amendments cash value accumulation test guideline premium test PPLI Google ↗
IRS section 7702 interest rate adjustments 2026 life insurance applicable federal rate 7702 Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 changes Internal Revenue Code section 7702 life insurance cash value accumulation test IRS guidance 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
IRC section 7702 2026 amendments cash value accumulation test guideline premium test PPLI
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
IRS section 7702 interest rate adjustments 2026 life insurance applicable federal rate 7702
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1