Real ChatGPT answer · index seedxki5ZOVxgmkcompleteCareers and HR · workplace benefitscomparison

I am trying to choose between Vanguard retirement fund choices and Fidelity index funds in my 401k today to maximize my employer match before the deadline

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I am trying to choose between Vanguard retirement fund choices and Fidelity index funds in my 401k today to maximize my employer match before the deadline
2 real searches · 1 real-search pass
2026 IRS 401(k) contribution limit employer matching contributions official IRSGoogle ↗
OBSERVEDReason
Vanguard target retirement funds expense ratios Fidelity index funds 401(k) official fund informationGoogle ↗
OBSERVEDShort fact

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short fact50%Other / navigationalComparisonConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
2026 IRS 401(k) contribution limit employer matching contributions official IRS Google ↗
Vanguard target retirement funds expense ratios Fidelity index funds 401(k) official fund information Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 IRS 401(k) contribution limit employer matching contributions official IRS
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Vanguard target retirement funds expense ratios Fidelity index funds 401(k) official fund information
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1