What are the tax implications if I cash out a hybrid life and disability policy because my chronic illness forced me to stop working?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the tax implications if I cash out a hybrid life and disability policy because my chronic illness forced me to stop working?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS tax treatment cash surrender life insurance policy cost basis taxable gain disability benefits chronic illness accelerated death benefits Google ↗
California FTB life insurance surrender proceeds taxable income disability insurance benefits tax Google ↗
- Life insurance & disability insurance proceeds · irs.gov
- Life insurance & disability insurance proceeds 1 · irs.gov
- Life Insurance Guide · insurance.ca.gov
- Form 1099G FAQs · edd.ca.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS tax treatment cash surrender life insurance policy cost basis taxable gain disability benefits chronic illness accelerated death benefits OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
California FTB life insurance surrender proceeds taxable income disability insurance benefits tax OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |