How do the embedded versus aggregate deductible rules apply when calculating family maximum out-of-pocket expenses under our current high deductible health plan policy?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do the embedded versus aggregate deductible rules apply when calculating family maximum out-of-pocket expenses under our current high deductible health plan policy?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
IRS HDHP family deductible embedded deductible aggregate deductible individual out-of-pocket maximum family health plan rules Google ↗
Healthcare.gov family out-of-pocket maximum individual limit family coverage embedded deductible Google ↗
- Publication 969 (2025), Health Savings Accounts and Other Tax-Favored Health Plans · irs.gov
- Out-of-pocket maximum/limit - Glossary · healthcare.gov
- Embedded Out-of-Pocket Maximum| Cigna Healthcare · cigna.com
- IRS Inflation Adjustments for 2026 HDHPs and HSAs | Blue Cross and Blue Shield of Illinois · bcbsilcommunications.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS HDHP family deductible embedded deductible aggregate deductible individual out-of-pocket maximum family health plan rules OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Healthcare.gov family out-of-pocket maximum individual limit family coverage embedded deductible OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |