What are the prevailing financial penalties and administrative hurdles associated with extending a short-term interest rate lock?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the prevailing financial penalties and administrative hurdles associated with extending a short-term interest rate lock?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
U.S. mortgage rate lock extension fees typical cost lender extension policy 2026 Google ↗
Fannie Mae mortgage rate lock extension policies lender extension fee borrower closing delay Google ↗
- Mortgage rate lock: How it works and when to lock · rocketmortgage.com
- Mortgage Rate Lock: What It Is And When To Lock · bankrate.com
- Rates & Reservations for Lenders, Real Estate Agents, Non-Profits · calhfa.ca.gov
- Section 305 · mfguide.fanniemae.com
- What happens if my lock expires before my loan is complete? · uat.application.financeofamerica.com
- What Happens if Your Rate Lock Expires? · experian.com
- Rate Lock Expiring Before Closing: What to Do · mortgagedaily.com
- KBYO · mortgagetech.ice.com
- Rate locks, float-downs and extension fees · themortgagerecord.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
U.S. mortgage rate lock extension fees typical cost lender extension policy 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Fannie Mae mortgage rate lock extension policies lender extension fee borrower closing delay OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |