how do I decide between cashing out my retirement account or applying for hardship mortgage forbearance after a layoff
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
how do I decide between cashing out my retirement account or applying for hardship mortgage forbearance after a layoff
3 real searches · 1 real-search pass
CFPB mortgage forbearance what happens repayment options after forbearance officialGoogle ↗
OBSERVEDReason
IRS early distributions retirement plans 10% additional tax exceptions 2026 officialGoogle ↗
OBSERVEDReason
Department of Labor unemployment benefits retirement withdrawal 401k job loss officialGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
CFPB mortgage forbearance what happens repayment options after forbearance official Google ↗
IRS early distributions retirement plans 10% additional tax exceptions 2026 official Google ↗
Department of Labor unemployment benefits retirement withdrawal 401k job loss official Google ↗
- the CFPB housing counselor directory · consumerfinance.gov
- What is mortgage forbearance? · consumerfinance.gov
- Exit your forbearance carefully · consumerfinance.gov
- Manage your money during forbearance · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB mortgage forbearance what happens repayment options after forbearance official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS early distributions retirement plans 10% additional tax exceptions 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Department of Labor unemployment benefits retirement withdrawal 401k job loss official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |