Real ChatGPT answer · index seedxifxZ3OVNowcompleteAutomotive · auto financing and leasinginformational
Are PenFed Credit Union auto loan rates still better than what local dealerships usually quote families with good credit scores?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are PenFed Credit Union auto loan rates still better than what local dealerships usually quote families with good credit scores?
3 real searches · 1 real-search pass
PenFed Credit Union auto loan rates October 2026 new used official APR ratesGoogle ↗
OBSERVEDOther / navigational
2026 average auto loan APR excellent credit borrowers dealership financing rates Experian Q2 2026Google ↗
OBSERVEDConsequence
manufacturer 0% APR auto financing offers October 2026 incentivesGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
PenFed Credit Union auto loan rates October 2026 new used official APR rates Google ↗
2026 average auto loan APR excellent credit borrowers dealership financing rates Experian Q2 2026 Google ↗
manufacturer 0% APR auto financing offers October 2026 incentives Google ↗
- Best Auto Loan Rates and Financing of November 2026 · cnbc.com
- Average Car Loan Interest Rates by Credit Score · experian.com
- Average Auto Loan Interest Rates By Credit Score · bankrate.com
- Every 0% APR Car Deal in October 2026 · carfax.com
- Best Car Deals in October 2026 · jdpower.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
PenFed Credit Union auto loan rates October 2026 new used official APR rates OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
2026 average auto loan APR excellent credit borrowers dealership financing rates Experian Q2 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
manufacturer 0% APR auto financing offers October 2026 incentives OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |