What factors are currently increasing auto insurance rates the most across the country and how can I avoid them
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What factors are currently increasing auto insurance rates the most across the country and how can I avoid them
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 auto insurance rate increases United States biggest factors repair costs claims severity theft weather tariffs rates Google ↗
2026 US auto insurance trends rate drivers repair costs medical costs litigation severe weather vehicle technology industry report Google ↗
- NerdWallet Auto Insurance Rates Report (2026) · nerdwallet.com
- Distracted Driving, Policy Shopping, Bodily Injury Redefine Auto Insurance Risk, according to 2026 LexisNexis U.S. Auto Insurance Trends Report · risk.lexisnexis.com
- CCC Crash Course 2026 Report Finds Higher Severity and Record Total Loss Frequency · ir.cccis.com
- Rising Litigation Adds Pressure to Auto Liability Costs · iii.org
- What determines the price of an auto insurance policy? · iii.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 auto insurance rate increases United States biggest factors repair costs claims severity theft weather tariffs rates OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
2026 US auto insurance trends rate drivers repair costs medical costs litigation severe weather vehicle technology industry report OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |