Real ChatGPT answer · index seedxhuX2yPFnDEcompleteCareers and HR · workplace benefitsinformational

What happens to my unvested 401k employer match funds if my department gets laid off while I am on maternity leave?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What happens to my unvested 401k employer match funds if my department gets laid off while I am on maternity leave?
2 real searches · 1 real-search pass
IRS partial termination 401(k) plan 20 percent turnover fully vested employer contributions maternity leave service credit vestingGoogle ↗
OBSERVEDReason
Department of Labor 401(k) vesting termination maternity leave service credit break in service pregnancy childbirthGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
IRS partial termination 401(k) plan 20 percent turnover fully vested employer contributions maternity leave service credit vesting Google ↗
Department of Labor 401(k) vesting termination maternity leave service credit break in service pregnancy childbirth Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS partial termination 401(k) plan 20 percent turnover fully vested employer contributions maternity leave service credit vesting
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Department of Labor 401(k) vesting termination maternity leave service credit break in service pregnancy childbirth
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1