What are the real costs of using Guardian Debt Relief services versus the legal fees for a Chapter 13 bankruptcy in New York
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the real costs of using Guardian Debt Relief services versus the legal fees for a Chapter 13 bankruptcy in New York
4 real searches · 1 real-search pass
Guardian Debt Relief fees cost settlement fee percentage enrolled debt New YorkGoogle ↗
OBSERVEDReason
New York Chapter 13 bankruptcy attorney fees typical 2026 filing fee trustee commission official courtGoogle ↗
OBSERVEDReason
US Courts Chapter 13 filing fee 2026 official fee scheduleGoogle ↗
OBSERVEDShort fact
New York bankruptcy exemptions homestead Chapter 13 means test attorney fees local rulesGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
Guardian Debt Relief fees cost settlement fee percentage enrolled debt New York Google ↗
New York Chapter 13 bankruptcy attorney fees typical 2026 filing fee trustee commission official court Google ↗
US Courts Chapter 13 filing fee 2026 official fee schedule Google ↗
New York bankruptcy exemptions homestead Chapter 13 means test attorney fees local rules Google ↗
- Guardian Debt Relief Reviews (2026) · supermoney.com
- Guardian Debt Relief | BBB Business Profile · bbb.org
- Debt Relief Services & the Telemarketing Sales Rule: A Guide for Business · ftc.gov
- Guardian Debt Relief Review 2026: Fees, Results & Ratings · zogby.com
- 20240328103909.pdf · nywb.uscourts.gov
- RULE 2016-2 COMPENSATION OF PROFESSIONALS IN CHAPTER 13 CASE · nynb.uscourts.gov
- Filing for Bankruptcy (Individuals) | Eastern District of New York · nyeb.uscourts.gov
- Bankruptcy Court Miscellaneous Fee Schedule · uscourts.gov
- Chapter 13 · uscourts.gov
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Guardian Debt Relief fees cost settlement fee percentage enrolled debt New York OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
New York Chapter 13 bankruptcy attorney fees typical 2026 filing fee trustee commission official court OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
US Courts Chapter 13 filing fee 2026 official fee schedule OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
New York bankruptcy exemptions homestead Chapter 13 means test attorney fees local rules OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |