What are the current tax advantages and contribution limits for 529 savings plans when used exclusively for off-campus college housing and meal plans?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the current tax advantages and contribution limits for 529 savings plans when used exclusively for off-campus college housing and meal plans?
3 real searches · 1 real-search pass
2026 IRS 529 qualified room and board off campus cost of attendance half-time contribution limits gift tax annual exclusion 2026Google ↗
OBSERVEDYes / no
IRS Publication 970 529 room and board off-campus actual expenses cost of attendance 2025 2026Google ↗
OBSERVEDShort fact
2026 annual gift tax exclusion 529 five year election IRS 2026Google ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 IRS 529 qualified room and board off campus cost of attendance half-time contribution limits gift tax annual exclusion 2026 Google ↗
IRS Publication 970 529 room and board off-campus actual expenses cost of attendance 2025 2026 Google ↗
2026 annual gift tax exclusion 529 five year election IRS 2026 Google ↗
- 2026 Instructions for Form 709 · irs.gov
- Frequently asked questions on gift taxes · irs.gov
- 529 Plan FAQs: Contributions, Withdrawals & Rules · scholarshare529.com
- Topic no. 313, Qualified tuition programs (QTPs) · irs.gov
- Publication 970 (2025), Tax Benefits for Education · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 IRS 529 qualified room and board off campus cost of attendance half-time contribution limits gift tax annual exclusion 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
IRS Publication 970 529 room and board off-campus actual expenses cost of attendance 2025 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
2026 annual gift tax exclusion 529 five year election IRS 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |