How much extra does an earthquake rider typically cost in our area and is it worth adding since we have two kids and a mortgage to protect?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How much extra does an earthquake rider typically cost in our area and is it worth adding since we have two kids and a mortgage to protect?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 earthquake insurance Missouri St. Louis average cost earthquake endorsement premiums deductible Missouri Department Commerce Insurance New Madrid seismic zone Google ↗
St. Louis Missouri earthquake risk New Madrid seismic zone USGS hazard assessment Google ↗
- Residential Earthquake Coverage In Missouri · insurance.mo.gov
- Missouri Department of Commerce and Insurance encourages consumers to consider earthquake insurance as part of emergency preparedness plan | Missouri Department of Commerce and Insurance (DCI) · dci.mo.gov
- Earthquake Insurance · insurance.mo.gov
- The New Madrid Seismic Zone · usgs.gov
- St. Louis Area Earthquake Hazards Mapping Project · usgs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 earthquake insurance Missouri St. Louis average cost earthquake endorsement premiums deductible Missouri Department Commerce Insurance New Madrid seismic zone OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
St. Louis Missouri earthquake risk New Madrid seismic zone USGS hazard assessment OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |