Do all lenders allow the use of gifted funds for down payment assistance programs, or are there strict donor seasoning requirements?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Do all lenders allow the use of gifted funds for down payment assistance programs, or are there strict donor seasoning requirements?
3 real searches · 1 real-search pass
Fannie Mae Selling Guide gift funds donor source documentation down payment assistance layering requirementsGoogle ↗
OBSERVEDReason
FHA handbook gift funds donor bank account seasoning down payment assistance secondary financing requirementsGoogle ↗
OBSERVEDInstruction
Freddie Mac guide gift funds down payment assistance donor documentation requirementsGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae Selling Guide gift funds donor source documentation down payment assistance layering requirements Google ↗
FHA handbook gift funds donor bank account seasoning down payment assistance secondary financing requirements Google ↗
Freddie Mac guide gift funds down payment assistance donor documentation requirements Google ↗
- Personal Gifts · selling-guide.fanniemae.com
- FAQ: Top Trending Selling FAQs · singlefamily.fanniemae.com
- FHA Single Family Housing Policy Handbook · hud.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae Selling Guide gift funds donor source documentation down payment assistance layering requirements OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
FHA handbook gift funds donor bank account seasoning down payment assistance secondary financing requirements OBSERVED | Google ↗ AI Mode ↗ | — | Instruction | — | — | 1x of 1 | |
Freddie Mac guide gift funds down payment assistance donor documentation requirements OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |