What factors increase car insurance premiums the most for budget conscious drivers in the Midwest
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What factors increase car insurance premiums the most for budget conscious drivers in the Midwest
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Midwest car insurance premiums factors credit score weather hail uninsured motorists state insurance department NAIC Google ↗
car insurance rating factors driving record mileage vehicle location deductible credit based insurance score Midwest states Google ↗
- OCI Fact Sheet on Insurance Premiums · oci.wi.gov
- NAIC National Association of Insurance Commissioners · insurance.maryland.gov
- NerdWallet Auto Insurance Rates Report (2026) · nerdwallet.com
- Insurance Topics | Auto Insurance · content.naic.org
- Auto Insurance Shopping Guide · idoi.illinois.gov
- Insurance Topics | Credit-Based Insurance Scores · content.naic.org
- AUTO INSURANCE COST FACTORS · insurance.nd.gov
- Credit · idoi.illinois.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Midwest car insurance premiums factors credit score weather hail uninsured motorists state insurance department NAIC OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
car insurance rating factors driving record mileage vehicle location deductible credit based insurance score Midwest states OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |