Is Earnest student loan refinancing currently offering any lower interest rates than SoFi for someone trying to lower a monthly budget?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is Earnest student loan refinancing currently offering any lower interest rates than SoFi for someone trying to lower a monthly budget?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Earnest student loan refinancing current interest rates October 2026 fixed variable APR official Google ↗
SoFi student loan refinancing current interest rates October 2026 fixed variable APR official Google ↗
- credible.com · credible.com
- credible.com · credible.com
- Earnest refinancing rates · earnest.com
- SoFi refinancing rates · sofi.com
- Best Student Loan Refinance Lenders of October 2026 · wsj.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Earnest student loan refinancing current interest rates October 2026 fixed variable APR official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
SoFi student loan refinancing current interest rates October 2026 fixed variable APR official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |