How can I accurately estimate annual out of pocket costs for employees with chronic conditions when comparing different small group health plans?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How can I accurately estimate annual out of pocket costs for employees with chronic conditions when comparing different small group health plans?
3 real searches · 1 real-search pass
CMS Summary of Benefits and Coverage compare health plans deductible out-of-pocket limit prescription drugs officialGoogle ↗
OBSERVEDComparison
Healthcare.gov out-of-pocket maximum deductible copayment coinsurance prescription drugs annual costsGoogle ↗
OBSERVEDReason
California small group health insurance standardized benefit designs 2026 out of pocket maximum prescription formularyGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
CMS Summary of Benefits and Coverage compare health plans deductible out-of-pocket limit prescription drugs official Google ↗
Healthcare.gov out-of-pocket maximum deductible copayment coinsurance prescription drugs annual costs Google ↗
California small group health insurance standardized benefit designs 2026 out of pocket maximum prescription formulary Google ↗
- Summary of Benefits and Coverage · healthcare.gov
- Summary of Benefits & Coverage & Uniform Glossary · cms.gov
- Your total costs for health care: Premium, deductible, and out-of-pocket costs · healthcare.gov
- Out-of-pocket maximum/limit - Glossary · healthcare.gov
- Deductible - Glossary · healthcare.gov
- Filing Instructions for 2026 Non-Grandfathered Individual and Small Group Health Insurance and Exchange Dental Products · insurance.ca.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CMS Summary of Benefits and Coverage compare health plans deductible out-of-pocket limit prescription drugs official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Healthcare.gov out-of-pocket maximum deductible copayment coinsurance prescription drugs annual costs OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
California small group health insurance standardized benefit designs 2026 out of pocket maximum prescription formulary OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |