Real ChatGPT answer · index seedxTyQ4qy2oHAcompleteFinance and banking · checking and savings accountsinformational
Do online banks like Ally or Marcus report to ChexSystems and will that affect my ability to open a checking account?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Do online banks like Ally or Marcus report to ChexSystems and will that affect my ability to open a checking account?
3 real searches · 1 real-search pass
Ally Bank ChexSystems report deposit account screening checking account application officialGoogle ↗
OBSERVEDConsequence
Marcus by Goldman Sachs ChexSystems report savings account officialGoogle ↗
OBSERVEDOther / navigational
ChexSystems banks report account history checking account opening consumer rightsGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Ally Bank ChexSystems report deposit account screening checking account application official Google ↗
Marcus by Goldman Sachs ChexSystems report savings account official Google ↗
ChexSystems banks report account history checking account opening consumer rights Google ↗
- b. How to Apply for an Account · ally.com
- Opening an Account · ally.com
- DEPOSIT ACCOUNT AGREEMENT · marcus.com
- legal-information · marcus.com
- Why was I denied a checking account? · consumerfinance.gov
- Will it hurt my credit if my bank or credit union closed my checking account? · consumerfinance.gov
- ChexSystems · chexsystems.com
- Early Warning Services · earlywarning.com
- How do I get a copy of my checking account consumer report? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Ally Bank ChexSystems report deposit account screening checking account application official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Marcus by Goldman Sachs ChexSystems report savings account official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
ChexSystems banks report account history checking account opening consumer rights OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |