Can my student loan debt-to-income ratio disqualify me from getting a mortgage even if I have a co-signer and good savings?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can my student loan debt-to-income ratio disqualify me from getting a mortgage even if I have a co-signer and good savings?
3 real searches · 1 real-search pass
Fannie Mae student loans debt-to-income ratio monthly payment mortgage guidelines 2026Google ↗
OBSERVEDReason
Freddie Mac student loans debt-to-income ratio mortgage guidelines monthly paymentGoogle ↗
OBSERVEDReason
FHA student loan monthly payment debt-to-income ratio 2026 HUD handbookGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae student loans debt-to-income ratio monthly payment mortgage guidelines 2026 Google ↗
Freddie Mac student loans debt-to-income ratio mortgage guidelines monthly payment Google ↗
FHA student loan monthly payment debt-to-income ratio 2026 HUD handbook Google ↗
- Debt-to-Income Ratios · guide-selling.fanniemae.com
- Selling Guide · singlefamily.fanniemae.com
- Monthly Debt Obligations · selling-guide.fanniemae.com
- Qualifying for a Mortgage with Student Loan Debt · myhome.freddiemac.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae student loans debt-to-income ratio monthly payment mortgage guidelines 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Freddie Mac student loans debt-to-income ratio mortgage guidelines monthly payment OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
FHA student loan monthly payment debt-to-income ratio 2026 HUD handbook OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |