Real ChatGPT answer · index seedxSq94ryWH9wcompleteFinance and banking · retirement accountscommercial
How do I start a Roth IRA as a twenty-two year old and what are the best low-cost index funds to buy right now?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I start a Roth IRA as a twenty-two year old and what are the best low-cost index funds to buy right now?
3 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 Roth IRA contribution limit IRS 2026 income phase out official Google ↗
Fidelity ZERO index funds FZROX expense ratio FXAIX expense ratio official 2026 Google ↗
Vanguard VTI VXUS BND expense ratios official 2026 Google ↗
- Open a Fidelity Roth IRA · fidelity.com
- Open a Schwab Roth IRA · schwab.com
- Open a Vanguard Roth IRA · investor.vanguard.com
- Retirement topics - IRA contribution limits · irs.gov
- Contribute to Your IRA | Save For Retirement · fidelity.com
- No minimum investment mutual funds · fidelity.com
- VTI · advisors.vanguard.com
- FXAIX Summary · schwab.wallst.com
- Vanguard Investment Products List · investor.vanguard.com
- BND · advisors.vanguard.com
- 12 Best Fidelity Index Funds in 2026 · nerdwallet.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 Roth IRA contribution limit IRS 2026 income phase out official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Fidelity ZERO index funds FZROX expense ratio FXAIX expense ratio official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Vanguard VTI VXUS BND expense ratios official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |