How do premium subsidies interact with COBRA continuation coverage costs for a small business closing its doors?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do premium subsidies interact with COBRA continuation coverage costs for a small business closing its doors?
4 real searches · 1 real-search pass
2026 federal COBRA employer completely terminates group health plan small employer state continuation California Cal-COBRA 2-19 employeesGoogle ↗
OBSERVEDConsequence
IRS COBRA premium assistance credit expired September 30 2021 ARPA COBRA subsidyGoogle ↗
OBSERVEDShort fact
HealthCare.gov COBRA coverage premium tax credit Marketplace subsidy cannot get premium tax credit while enrolled COBRAGoogle ↗
OBSERVEDOther / navigational
Department of Labor COBRA employer subsidy employer pays premiums COBRA maximum 102 percentGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (4)
Classes come from the query-classifier (a local Laya model). 3 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT4 real searches · gpt-6
2026 federal COBRA employer completely terminates group health plan small employer state continuation California Cal-COBRA 2-19 employees Google ↗
IRS COBRA premium assistance credit expired September 30 2021 ARPA COBRA subsidy Google ↗
HealthCare.gov COBRA coverage premium tax credit Marketplace subsidy cannot get premium tax credit while enrolled COBRA Google ↗
Department of Labor COBRA employer subsidy employer pays premiums COBRA maximum 102 percent Google ↗
- dmhc.ca.gov · dmhc.ca.gov
- An Employer's Guide to Group Health Continuation Coverage Under COBRA · dol.gov
- COBRA Continuation Coverage · cms.gov
- An Employer's Guide to Group Health Continuation Coverage Under COBRA · dol.gov
- Questions and answers on the Premium Tax Credit · irs.gov
- Does my eligibility for COBRA or other continuation coverage affect my eligibility for premium tax credits or cost-sharing reductions in the Marketplace? · kff.org
- Internal Revenue Bulletin: 2021-23 · irs.gov
- FAQs on COBRA Continuation Health Coverage for Employers and Advisers · dol.gov
- A Worker’s Guide to Health Benefits Under COBRA · dol.gov
Queries
4 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 federal COBRA employer completely terminates group health plan small employer state continuation California Cal-COBRA 2-19 employees OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
IRS COBRA premium assistance credit expired September 30 2021 ARPA COBRA subsidy OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
HealthCare.gov COBRA coverage premium tax credit Marketplace subsidy cannot get premium tax credit while enrolled COBRA OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Department of Labor COBRA employer subsidy employer pays premiums COBRA maximum 102 percent OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |