How does an umbrella insurance policy actually pay out secondary coverage when an uninsured motorist claim exceeds my primary auto bodily injury limits in Ohio?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does an umbrella insurance policy actually pay out secondary coverage when an uninsured motorist claim exceeds my primary auto bodily injury limits in Ohio?
3 real searches · 1 real-search pass
Ohio umbrella insurance excess uninsured motorist coverage umbrella policy UM UIM Ohio law policy endorsementGoogle ↗
OBSERVED
Ohio Revised Code 3937.18 uninsured underinsured motorist coverage offer umbrella policyGoogle ↗
OBSERVED
Ohio umbrella policy uninsured motorist coverage exhaustion underlying limits claim payment orderGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Ohio umbrella insurance excess uninsured motorist coverage umbrella policy UM UIM Ohio law policy endorsement Google ↗
Ohio Revised Code 3937.18 uninsured underinsured motorist coverage offer umbrella policy Google ↗
Ohio umbrella policy uninsured motorist coverage exhaustion underlying limits claim payment order Google ↗
- Section 3937.18 - Ohio Revised Code · codes.ohio.gov
- Ohio Revised Code § 3937.18 (2025) - Uninsured and Underinsured Motorist Coverage. :: 2025 Ohio Revised Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- Pahler v. Motorists Mut. Ins. Co. · supremecourt.ohio.gov
- Blake v. Thornton :: 2009 :: Ohio Court of Appeals, Eighth District Decisions :: Ohio Case Law :: Ohio Law :: U.S. Law :: Justia · law.justia.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Ohio umbrella insurance excess uninsured motorist coverage umbrella policy UM UIM Ohio law policy endorsement OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Ohio Revised Code 3937.18 uninsured underinsured motorist coverage offer umbrella policy OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Ohio umbrella policy uninsured motorist coverage exhaustion underlying limits claim payment order OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |