Real ChatGPT answer · index seedxRGhq001s24completeFinance and banking · taxes and tax softwareinformational

What triggers an IRS review when setting up a direct deposit for a household tax refund that is significantly larger than usual?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What triggers an IRS review when setting up a direct deposit for a household tax refund that is significantly larger than usual?
2 real searches · 1 real-search pass
IRS refund held review triggers unusually large refund direct deposit identity verification income withholding credits 2026Google ↗
OBSERVED
site:irs.gov refund delayed review verification identity income withholding tax credits direct depositGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
IRS refund held review triggers unusually large refund direct deposit identity verification income withholding credits 2026 Google ↗
site:irs.gov refund delayed review verification identity income withholding tax credits direct deposit Google ↗
  1. Understanding your CP05 notice · irs.gov
  2. Notice CP05 · taxpayeradvocate.irs.gov
  3. Notice CP05 A · taxpayeradvocate.irs.gov
  4. 21.4.1 Refund Research · irs.gov
  5. Refund inquiries · irs.gov
  6. Understanding your CP05A notice · irs.gov
  7. Understanding your CP05B notice · irs.gov
  8. Where's My Refund? · irs.gov

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS refund held review triggers unusually large refund direct deposit identity verification income withholding credits 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
site:irs.gov refund delayed review verification identity income withholding tax credits direct deposit
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1